Mortgages

 Loan Information 

Please note that the interest rate and fees shown here are available to borrowers with an excellent credit history. The actual interest rate and fees available to you will be based on your credit history and may be different than the rates displayed here.



During the construction period of your mortgage, your monthly payment will be calculated as the interest due based on the outstanding balance of your loan. After the construction period ends your monthly payments will be calculated based on the outstanding balance of your loan, the applicable interest rate, and remaining loan term. An estimate of that monthly payment is shown below and is subject to change.



Affinity Federal Credit Union is a participant in the Federal Making Home Affordable refinancing program. In order to be eligible for this special financing you must meet certain criteria. Click here to determine if you qualify. If you believe you qualify and feel that the Making Home Affordable program shown below is best for you select it below.

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  • The interest rates, annual percentage rates (APRs), discount points and rebates shown are subject to change without notice.
  • The monthly payment amount shown includes principal, interest and mortgage insurance, if required. Your actual monthly payment will be higher if an escrow account is established or required.
  • Your APR will vary based on your final loan amount and finance charges.
  • Special information for all adjustable rate mortgages: The APR, interest rate and principal and interest payment are subject to increase and will change after the loan is closed due to market-driven changes to the index. To view the ARM disclosures, click "View" under an ARM product, select the "Disclosures" tab, and follow the link to review related disclosures.

Complete the form below and we will create customized quotes based on your loan details.

Note: Answering "No" to Escrows/Impounds may limit the number of programs available to you.

We have assumed you will use the same criteria you used for your rate search. Click here to adjust the criteria for this rate watch.

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